What we do
We at the Pension Reserve Trust invest funds contributed by the Commonwealth Government. Our goal is to invest, carefully and professionally, to achieve sufficient returns over the years so that the Trust’s funds, with the Government’s other funds, are enough to pay the pensions promised to the public employees of Puerto Rico.
We use our experience, and that of our professional advisors, to decide how much of the Trust’s funds will be invested in the various classes of investments, as well as choosing the investment managers to make and manage those investments. We report on our activities and investments to the Commonwealth Plan of Adjustment Pension Benefits Council (PBC), to the Oversight Board, to the Government, and to the public through this website and various reports.
The Pension Benefits Council (PBC) is responsible for assuring that the Government of Puerto Rico’s annual contributions and withdrawals are in accordance with what was established by the Commonwealth Plan of Adjustment.
We invest in a diversified portfolio of investments, managed by professionals that were chosen after a careful and public process. In this section you will find a summary of the types and allocations of assets we’re investing in, as well as the Investment Policy Statement that describes how we make our decisions.
IMPORTANT: Please understand that the goals and investments of the Pension Reserve Trust are different for most pension funds and from the types of investments that a person or family might make for themselves. This Trust’s investment decisions should not be relied on in any way by any other party for any other purpose, particularly (but not only) decisions about investment of pension funds and of individual retirement plans.