We Help Fund Tomorrow's Pensions

Who we are

We are an independent trust created to help make sure that public pensions will be paid as promised. Under the Plan of Adjustment the Government makes contributions each year for the next 10 years. The Trust invests the money so that the Government has funds in the decades after that to make pension payments. The trustees are independent of the Government. Together they have decades of investment experience. The Trust’s independence is protected by the Pension Benefits Council, the Financial Oversight and Management Board (FOMB) of Puerto Rico, and the US courts.

What we do

We at the Pension Reserve Trust invest funds contributed by the Commonwealth Government. Our goal is to invest, carefully and professionally, to achieve sufficient returns over the years so that the Trust’s funds, with the Government’s other funds, are enough to pay the pensions promised to the public employees of Puerto Rico.

We use our experience, and that of our professional advisors, to decide how much of the Trust’s funds will be invested in the various classes of investments, as well as choosing the investment managers to make and manage those investments. We report on our activities and investments to the Commonwealth Plan of Adjustment Pension Benefits Council (PBC), to the Oversight Board, to the Government, and to the public through this website and various reports.

The Pension Benefits Council (PBC) is responsible for assuring that the Government of Puerto Rico’s annual contributions and withdrawals are in accordance with what was established by the Commonwealth Plan of Adjustment.

Pension Reserve Board